The Finance Hacking Platform

Hack your money. Earn more, spend smarter, invest better.

Aurum finds the best deals and proven methods to grow your money — then shares them across four pillars: Earn, Save, Invest and Affiliates. Real numbers, live data, no fluff.

Free to join  ·  curated money hacks  ·  $3B+ deals via our affiliate arm
%
Up to 8% cashbackRight card, right spend
~3.3% p.a. yieldIdle cash, put to work
Refer & earnAurum dealflow

OUR DEALFLOW & PARTNERS

Halogen
How Aurum works

Four ways to hack your finances.

Every deal and method we share falls into one of four pillars. Pick where you want to start.

Pillar 01 · Earn

Put your money to work.

Idle cash earns almost nothing. These regulated, Shariah-compliant funds turn it into a steady, liquid yield — and we show you the live APR, pulled straight from the fund's NAV.

Custom range:

Halogen Shariah USD Yield Fund

USD · No lock-in · Shariah-compliant
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annualised yield (APR) · trailing 30 days
NAV per unit
Return (30d)
Period from
As of

Halogen Shariah Ringgit Income Fund

MYR · No lock-in · Shariah-compliant
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annualised yield (APR) · trailing 30 days
NAV per unit
Return (30d)
Period from
As of

Halogen Shariah MYR Liquid Fund

MYR · Daily distribution · Shariah-compliant
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annualised yield (APR) · trailing 30 days
NAV per unitRM 1.0000
Latest daily distribution
Distributed / unit (30d)
As of

Each fund's APR is annualised over the selected window — a preset trailing period (default 30 days) or a custom From/To date range — on a simple, 365-day basis, sourced live from Halogen's public API. For the USD Yield and Ringgit Income funds it is derived from the change in NAV per unit over the period (the window start is capped at the fund's launch — the first day NAV moved above par — so a newly launched fund measures from launch instead, and "Max" means since launch). The MYR Liquid Fund is a daily-distribution fund whose NAV stays at 1.0000, so its APR is the sum of daily distributions per unit over the period, annualised the same way. Returns are not guaranteed and past performance is no indicator of future results — this is not financial advice or an offer to invest. Refer to Halogen's official fund documents.

The hack: idle cash vs a fixed deposit
RM 100,000
RM 0more with Halogen
Fixed deposit earnsRM 0
Halogen earnsRM 0
Lock-inFD: locked · Halogen: none
Start earning →
Halogen returns shown gross and are tax-free; FD interest may be taxable for companies. Figures are indicative — not financial advice.
Pillar 02 · Save

Spend smart, keep more.

The money you keep is the cheapest money you'll ever make. Pick the right crypto card to earn cashback on every swipe, dodge FX fees, and spend your digital assets — then stop losing 2%+ each time you convert currency.

Compare the best crypto cards — cashback, fees & FX
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Region

Cashback rates, fees, tiers and availability change often and vary by tier, minimum spend, staking and promo period — the figures shown are indicative, always confirm current terms on the card's official site before applying. Aurum may earn a referral fee on some cards, at no cost to you. Not financial advice.

The hack: beat bank FX on USD → MYR
$10,000
RM 0kept vs converting at the bank
At the bank you receiveRM 0
Via the fund-switch methodRM 0
For reference: Wise (~0.5%)RM 0
Convert smarter →
Hold USD in the USD Yield Fund, switch internally to the Ringgit fund, then redeem in MYR. The spread is indicative — confirm the live rate. Not financial advice.
Pillar 03 · Invest

Invest in the right assets — and size the risk.

Growth comes from owning the right risk assets in the right proportion. Get regulated, Shariah-compliant exposure to digital assets, then manage the mix to match your risk appetite.

Digital Asset Funds (Shariah, regulated)

Halogen Shariah Bitcoin Fund

Regulated, Shariah-compliant exposure to Bitcoin — the core digital-asset allocation.

Halogen Shariah Ethereum Fund

Shariah-compliant exposure to Ethereum, the leading smart-contract network.

Halogen Shariah Crypto Titans Fund

A managed basket of leading, Shariah-screened digital assets in one line.

Halogen Shariah Defensive Bitcoin Fund

Bitcoin exposure with a more defensive, risk-managed strategy for lower drawdowns.

Portfolio management: match the mix to your risk
🛡️

Defensive

Capital preservation first. Mostly income and liquid funds, with a small satellite in Bitcoin for upside.

~85% income/yield · ~15% BTC
⚖️

Balanced

Steady core, meaningful growth. A blend of yield funds with a BTC/ETH core position.

~55% income/yield · ~45% BTC/ETH
🚀

Growth

Maximise long-term upside and accept volatility. Digital-asset heavy via Crypto Titans + BTC/ETH.

~20% income/yield · ~80% digital assets

Allocations are illustrative frameworks to explain risk tiers — not personalised advice or a recommendation. Digital assets are volatile and can lose value. Fund names and strategies are subject to each fund's official terms. This is not financial advice or an offer to invest; please refer to Halogen's official fund documents and consider your own circumstances.

Pillar 04 · Affiliates

Get paid to share the hacks.

Love a deal? Share it. Become an affiliate for Aurum's dealflow — starting with Halogen — and earn recurring commission when friends join, all tracked in real time.

Flagship dealflow · Halogen

Become a Halogen affiliate.

Halogen is our first dealflow partner — a licensed digital-asset manager. Refer clients, earn ongoing commissions, and track every payout in real time. Open to anyone, anywhere — no experience needed.

  • ✓ Earn recurring commission on every referral
  • ✓ Real-time tracking & transparent payouts
  • ✓ Sign up in minutes — fully online
Sign up at wallet.halogen.my/halo →
Halogen
Recurringcommission model
Globalopen to all countries
Livedashboard tracking
For individuals

Refer friends, earn recurring commission.

Anyone can join — from anywhere, no experience needed. Share your link, and earn every time someone you refer invests. Track payouts live.

Become an affiliate →
For brands

Bring your offer to our audience.

Aurum's lead-generation arm has helped clients acquire over $3B in deals. Get your product in front of a global network of affiliates and vetted leads.

Partner with Aurum →
About Aurum

Finance hacking, for everyone.

We started in Kuala Lumpur helping brands grow, and along the way we became obsessed with a simpler question: how do ordinary people actually get ahead with money? The answer is rarely one big move — it's dozens of small, smart ones.

So we built Aurum into a finance hacking platform: we hunt down the best deals and proven methods across Earn, Save, Invest and Affiliates, prove the numbers with live data, and share them plainly. No jargon, no hype — just the compounding edge of doing money right.

4
Pillars to grow your money
$3B+
Deals acquired via our affiliate arm
Free
To join and explore
Community

Hack your money, together.

Join a community of people sharing real deals, card tricks, yield finds and portfolio ideas. We also host regular meetups connecting founders, operators and everyday finance hackers.

Join the community
🤝

Start hacking your finances.

Earn more on idle cash, keep more on every spend, invest in the right assets, and get paid to share it. It's free to start.

Get started free →
✉️ hello@aurum.my  ·  📍 Kuala Lumpur, Malaysia — working worldwide